The Social Security Supplemental Security Income benefit will increase to a maximum payout of $1450 for couples thanks to the 2.5% 2025 COLA increase. Eligible adults and children who wish to receive SSI monthly benefits can check the application process and other details of the SSI here.
How to apply for $1,450 SSI Benefits?
People with disabilities and elderly with limited income or resources who wish to apply for Supplemental Security Income must prepare the following documents for the application process:
- Social Security Number of the applicant
- Mailing address, email address, and contact number
- If you are helping someone with SSI claims, your name, email address, and phone number
You can follow the below ways to complete their application process when you are sure of your eligibility and prepare the supporting documents:
- Online: You can apply for the SSI benefit online at Social Security’s official website https://www.ssa.gov/apply/ssi, select application status as an adult or child, next choose the SSI program you wish to apply to based on your eligibility, and complete the form.
- Offline: You can call the SSA at 1800 772 1213 or 1800 325 0778 (for deaf or people with hearing issues) and make an appointment to apply for SSI at the local Social Security office.
- Assistance: You can apply by asking someone to help you claim the SSI benefits.
How to check the SSI application status?
After you submit the SSI benefits claim, you can check your application status to understand at which stage your application has reached and when you can expect a reply from the administration. So, US people who have applied for the SSI benefits can check their application status through the following ways:
- my Social Security account: Applicants who have Social Security accounts can check their application status or if you haven’t made the account, you can create it to check the status and access more tools and services of the Social Security to manage your Social Security benefits.
- By calling: You can also find out your application status through Social Security automated phone assistance, which is available 24/7. The service is available in Spanish and English every day.
If you have appealed for the Social Security response on your application, you can also get your appeal status in the same way.
What are SSI benefits for 2025?
The Supplemental Security Income offers support to the elderly aged 65 or above who have limited income and resources to survive the rising cost of living. The benefit is also available for children (under 18) and adults (age 18 or over) suffering from disabilities or blindness.
The federal government with SSI benefits intends to support such people as they have limited resources and income to live a comfortable life and bear the extra expenses that come with disability or their conditions.
The SSA has recently revised the benefit rates with the 2025 COLA increase and based on the 2.5% announced COLA, the SSI beneficiaries will receive the following payout from 01 January 2025:
- Individuals monthly benefit will be $967, which annually amounts to $11,604.53
- The couple’s monthly benefit will be $1450, which annually amounts to $17404.87
- Essential people who are not eligible for SSI but live with SSI recipients and care for them can receive a monthly payout of $484 which annually amounts to $5815.57.
Who can apply for the SSI benefits?
People living in the United States who meet the following eligibility requirements can claim the SSI benefits:
- You must be a US citizen living in the United States with some disability/ blindness or you are elderly.
- Your income in a month should not exceed the income threshold of $1971 (individual) and for couples, the limit increases when they apply for their child. The administration also looks into other non-work income, such as benefits, Pension, etc. to determine the payout.
- Your resources (such as a car, money in a bank account, etc.) value should not exceed $2000 for individuals and $3000 for couples. For parents applying for their child, the resource limit is $2,000.
- The disability factor is not essential for the elderly aged 65 or above, however, if you are under 64 or younger, you must meet the disability conditions mentioned below:
- You have a disability that limits your capability to work and earn for a year or more,
- Your disability can cause death or limit your daily activities making you dependable on someone else.
- Your monthly earnings must be less than $1550 when you claim SSI benefits.
- The US non-citizens can also apply when they qualify for non-alien category residency.
The administration advises the US people who wish to apply for the SSI benefit to at least apply for the SSI benefit two or three months before they wish to receive the payout because it may take time for the authority to process your application.
When will you receive the SSI benefits in 2025?
The SSA processes the SSI payouts on the first day of the payable month, however, if the payday falls on a weekend or a public holiday, the recipients can expect the payment earlier on the business day before the SSI pay date.
The SSI recipient will receive the increased SSI benefits based on the 2025 COLA increase from January 2025 and the payment will be made on 31 December 2024 due to the New Year’s holiday.
The federal government offers support to the elderly, and adults & children suffering from disability or blindness through SSI benefits. People living in the US who wish to receive the benefit, check your eligibility, apply for it, and receive the 2025 increased SSI payments.
