Individuals who will file Child Tax Credit in 2025 (for the tax year 2024) will receive $1,700 of unchanged refund and the maximum credit amount will be $2,000 if the MAGI of qualifying individuals’ single filers does not exceed $200,000 or $400,000 for joint fillers.
CTC will file with the regular tax return expected to be between late January to mid April or until extension period. Some credits like CTC, ACTC, EITC, etc will take more time to refund and no credit will be refunded to qualifying Individuals before mid February due to PATH Act.
Child Tax Credit 2025
The child tax return is a crucial financial relief for many families because it helps to improve the living standard of children. The unchanged maximum child tax credit of $2,000 will be provided to qualifying children of under 17. You will be qualified for a refund of child tax credit of $1,700 in 2025, whether you have low or no tax liability.
Because of the increase in EITC and income threshold, the maximum refundable portion of the child tax credit will remain unchanged. The maximum CTC refund of $2,000 is available to those parents children’ who earned up to $200,000 in modified adjusted gross with single filing and $400,000 in modified adjusted gross with joint filing.
If parents MAGI exceed the income threshold limits then the credit amount will be smaller or no longer available to their children. If you will file child tax credit in 2025 for the year 2024 then it’s good to check the key details first. If you are interested in getting more details about this valuable credit than read this article thoroughly.
Child Tax Credit 2025 Eligibility Criteria
The eligibility criteria of child tax credit is very important to keep in mind because it will confirm whether you will be eligible for this credit in 2025 or not.
Support and Residency Criteria:
- The child claim must be submitted with the dependent status.
- Your child for which you wish to claim must live with you almost half of the year and you must have financially supported that child halfly in his last year.
- Your child must be a U.S. citizen, U.S. national or U.S. resident alien, and he must have his valid social security number.
Age and Relationship Criteria:
- Firstly, the age of your child matters a lot and it should be under 17 at the end of tax year(31 December 2024) to get this credit.
- The claiming child must be your son, daughter, stepchild, foster child, brother, sister, stepbrother, stepsister, or a descendant of any of these (e.g., grandchild, niece, or nephew).
Income Criteria:
- The income of the claiming parents must not exceed more than $200,000 if their filing status is single or $400,000 if their filing status is joint.
- If the income criteria doesn’t fulfil by claiming parents then the credit amount will be smaller or no longer available.
Earned income tax credit for 2025
The Earned Income Tax Credit (EITC) for 2025 is a tax benefit support for low and moderate income working individuals and families. The EITC can lower the amount of taxes due and lead to a refund because it is a refundable credit. This credit will be $8,046 for taxpayers with three or more qualifying in 2025 and this amount will be up from $7,830 for tax year 2024.
This credit amount is based on the number of children and the Adjusted Gross Income(AGI) limit for married couples with three or more children will be $68,675 in 2025 and $61,555 for singles, widows and heads of household. The AGI limits and maximum credit amount of EITC with the number of children are given in the table below.
| Number of Children | For Single, head of household or widowed | For Married Joint Filers | Maximum Credit Amount |
| 0 | $19,104 | $26,214 | $649 |
| 1 | $50,434 | $57,554 | $4,328 |
| 2 | $57,310 | $64,430 | $7,152 |
| 3 or more | $61,555 | $68,675 | $8,046 |
Step-by-Step Child Tax Credit 2025 Claim Process
The step-by-step filing method of child tax credit for the year 2024 is discussed here to follow at the time of filing.
- If you meet all the qualifying requirements of ctc, then gather some documents to file your return such as your SSN, residency proof, relationship proofs, etc.
- At the time of filing your tax return, you have to complete the IRS 1040 form with providing details of your dependents and then attach a completed 8812 schedule.
- The 8812 schedule will help you in calculation of your credit refund amount so do it carefully.
- At this step, you have to make sure there is no error or mistake in your return because it can delay your refund.
- Lastly, submit your tax return with saving the proof of all given information and you can check the status of your refund through IRS tools.
Child Tax Credit 2025 Expected Refund Timeline
The exact date of child tax credit is unknown and difficult to predict because it can be influenced by an individual’s situation, refund filing type, errors in tax returns, etc. The expected time when you can expect your CTC 2025 refund is mid February due to the Protecting Americans from Tax Hikes (PATH) Act.
This act allows the IRS to use additional time to detect and prevent fraud and if you will file through a paper method then it can be more late. Other factors of delay include wrong or incomplete information in tax return so make sure all your details are accurate before submitting.
IRS normally takes almost 21 days to refund any valid and accurate electronic tax return with direct deposit and almost upto six weeks to refund paper returns. You can check the status of your refund through the IRS tool “Where’s My Refund?” and also utilise it to track an estimated date of your refund arrival.
